:root{--navy:#002048;--navy2:#022A52;--blue:#0160A4;--teal:#00B4C0;--teal2:#11C2C7;--ink:#0d1b2e;--muted:#5a6b82;--bg:#ffffff;--soft:#f3f7fb}
*{box-sizing:border-box}html,body{margin:0}
body{font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;color:var(--ink);background:var(--bg);line-height:1.6}
a{color:var(--blue)}
.wrap{max-width:1040px;margin:0 auto;padding:0 20px}
header{background:var(--navy);color:#fff}
nav{display:flex;align-items:center;justify-content:space-between;padding:18px 0}
.brand{display:flex;align-items:center;gap:10px;color:#fff;text-decoration:none;font-weight:700;font-size:20px;letter-spacing:.3px}
nav .links a{color:#cfe3f5;text-decoration:none;margin-left:22px;font-size:15px}
.wrap.prose{max-width:1040px}.wrap.prose>*{max-width:760px}
nav .links a:hover{color:#fff}
.hero{background:linear-gradient(160deg,var(--navy) 0%,var(--navy2) 55%,var(--blue) 100%);color:#fff;padding:72px 0 88px}
.hero h1{font-size:clamp(32px,5vw,52px);line-height:1.1;margin:0 0 16px}
.hero p.lead{font-size:clamp(17px,2.2vw,21px);color:#d5e7f7;max-width:620px;margin:0 0 28px}
.pill{display:inline-block;background:rgba(17,194,199,.15);color:var(--teal2);border:1px solid rgba(17,194,199,.4);padding:6px 14px;border-radius:999px;font-size:14px;font-weight:600;margin-bottom:22px}
.btn{display:inline-block;background:var(--teal);color:var(--navy);padding:13px 22px;border-radius:8px;font-weight:700;text-decoration:none}
section{padding:64px 0}
section.soft{background:var(--soft)}
h2{font-size:30px;margin:0 0 14px;color:var(--navy)}
.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:22px;margin-top:28px}
.card{background:#fff;border:1px solid #e1e9f2;border-radius:12px;padding:24px}
.card h3{margin:8px 0 8px;color:var(--navy);font-size:19px}
.card p{margin:0;color:var(--muted)}
.num{display:inline-flex;width:34px;height:34px;border-radius:50%;background:var(--teal);color:var(--navy);font-weight:800;align-items:center;justify-content:center}
.muted{color:var(--muted)}
.prose{max-width:760px}
.prose h2{margin-top:36px}.prose h3{color:var(--navy);margin-top:28px}
footer{background:var(--navy);color:#b9cde2;padding:36px 0;font-size:14px}
footer a{color:#fff}
footer .row{display:flex;flex-wrap:wrap;justify-content:space-between;gap:16px}
@media (max-width:600px){nav .links a{margin-left:12px;font-size:14px}nav .links a.hm{display:none}.hero{padding:52px 0 64px}section{padding:48px 0}}